In the rush to get a vessel underway, small details can have major consequences. A recent incident involving a bulk carrier and a pilot attempting to board serves as a stark reminder.
Working quickly to get the vessel underway on schedule, the
crew prematurely disconnected the gangway, removing the safety netting, and unintentionally
leaving a dangerous gap between the accommodation ladder and the pier. When the
pilot arrived, he found the gap too large to cross safely. Focused on final
departure preparations, the crew did not respond to his communication attempts.
Frustrated after several failed attempts, the pilot tried to climb onto the
ladder himself but lost his footing and fell into the water, suffering broken
ribs, a back injury, and deep bruises. Fortunately, his life jacket kept him
afloat until emergency responders arrived. However, the incident delayed the
vessel’s departure by 48 hours and left the pilot unable to work for months.
Had the pilot hit his head or been crushed between the ship and the pier, this
could have been a fatal accident.
This situation highlights the critical need for comprehensive marine insurance. Whether it’s Longshore coverage for injured workers, Maritime Employers' Liability (MEL) for crew exposure, or Protection & Indemnity (P&I) for liability risks, the right insurance ensures that businesses are protected from financial fallout when accidents occur. A single injury like this can lead to costly medical expenses, lost wages, and legal claims — expenses that could cripple an uninsured operation.
Investing in proper risk management and insurance coverage isn’t just about compliance; it’s about safeguarding your business, your crew, and everyone who steps aboard.
If you have questions about your marina client’s coverage needs, contact our expert Longshore team at Ask@LIGMarine.com.
Mark Greenway
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